LOCK & SHOP
How in the world do you budget for a home with mortgage rates rocketing up one minute and falling just as fast the next?

Lock & Shop, that's how.

Lock in a great rate today and then focus fully on finding that perfect house, no worrying about rates getting too high and blowing your budget. Here are the basics:

• Take advantage of great market conditions today by locking in a great rate
   without having a property selected

• Lock & Shop carries a fee of $500 due at the time of lock which is FULLY
   REFUNDED upon closing

• The Shop period is 60 Days from the time of the Lock and can be extended
   to 90 Days

• Lock & Shop is available only on conforming and government fixed rate
   loans

Fees associated with Lock & Shop are non-refundable and subject to change without notice. Extending the shop period from 60 to 90 days carries a 1/8th point rate increase.